Mortgage Basics
2 guides
The fundamentals of Irish mortgages — protection, overpayments, stress tests, Central Bank rules explained clearly.
Mortgage Protection Insurance Ireland 2026: How to Compare and Save
Mortgage protection Ireland comparison guide: decreasing vs level cover, joint vs dual life, serious illness add-ons, and how to save €1,000s by not buying from your lender.
14 Sept 2026·15 min read
Mortgage Stress Test Ireland 2026: How It Affects Your Borrowing
How the mortgage stress test Ireland works in 2026. Lenders add 2% to rates to test affordability—often limiting borrowing more than the 4x income rule.
14 Sept 2026·10 min read